LAYBUY

Receive your purchase now, spread the 

total cost over 6 weekly automatic

payments. Interest free!

FAQS

HOW DO I SIGN UP?

Just continue to checkout and select Laybuy as your payment option or visit laybuy.com/consumer to create your account.

WHO CAN USE LAYBUY?

Any NZ resident over 18 with a current debit or credit card.

HOW IS MY LIMIT APPROVED?

Your limit is assigned through our instant credit check upon sign up. If you don't have a credit score, Laybuy will assign you with $120. No extra information about you is required!

HOW DO I RETURN MY ORDER?

All orders paid with laybuy need to go through our returns system like normal  Click Here to learn more. Once we've received your return, Laybuy will refund you the full amount and cancel or adjust your payment schedule.

MISSED PAYMENTS?

If you do fail to make a payment, a default fee of $10 may be charged. Additional failure to make payments will result in further charges being applied to your account. These fees will be incurred for each payment that is late.